.guide-skip{position:absolute;left:-9999px;top:0;background:#fff;padding:12px;z-index:100}
.guide-skip:focus{left:12px}
.guide-breadcrumb{padding:20px 0;font-size:12px;color:#5a6a7e}
.guide-breadcrumb a{color:var(--red);font-weight:700}
.guide-breadcrumb span{padding:0 8px;color:#8a96a5}
.guide-hero{padding:68px 0 73px;background:var(--navy);color:#fff;position:relative;overflow:hidden}
.guide-hero:before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.035) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.035) 1px,transparent 1px);background-size:42px 42px}
.guide-hero .wrap{position:relative;display:grid;grid-template-columns:minmax(0,1.5fr) minmax(265px,.7fr);gap:60px;align-items:center}
.guide-hero .eyebrow{color:#f29eab}.guide-hero .eyebrow:before{background:#f29eab}
.guide-hero h1{color:#fff;font-size:clamp(45px,6.3vw,76px);line-height:.99;margin:20px 0 22px}
.guide-hero p{font-size:17px;line-height:1.7;color:#dbe3ef;max-width:720px}
.guide-stamp{margin-top:25px;font-size:12px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:#e3eaf3}
.guide-hero-card{background:#fff;color:var(--navy);border-radius:12px;padding:29px;box-shadow:0 16px 40px rgba(0,0,0,.16)}
.guide-hero-card span{color:var(--red);font-size:12px;font-weight:800;text-transform:uppercase;letter-spacing:.1em}
.guide-hero-card strong{display:block;font-family:'Barlow Condensed',sans-serif;text-transform:uppercase;font-size:42px;line-height:1.05;margin:11px 0}
.guide-hero-card p{color:#526176;font-size:13px;line-height:1.6}
.guide-main{padding:58px 0 75px}
.guide-layout{display:grid;grid-template-columns:minmax(0,1fr) 280px;gap:64px;align-items:start}
.guide-article{max-width:820px}
.guide-article section{padding:0;margin:0 0 46px}
.guide-article h2{font-size:clamp(33px,3.7vw,46px);margin:0 0 15px}
.guide-article h3{font-size:25px;margin:26px 0 8px}
.guide-article p,.guide-article li{color:#344358;font-size:16px;line-height:1.78}
.guide-article p{margin:0 0 16px}
.guide-article ul,.guide-article ol{margin:8px 0 18px 23px}
.guide-article li{padding-left:4px;margin-bottom:9px}
.guide-article a:not(.btn){color:var(--red);text-decoration:underline;text-underline-offset:3px;font-weight:700}
.guide-callout{background:#fff;border-left:5px solid var(--red);padding:23px 25px;margin:25px 0;box-shadow:0 8px 24px rgba(16,35,63,.06)}
.guide-callout strong{display:block;font-family:'Barlow Condensed',sans-serif;text-transform:uppercase;font-size:25px;color:var(--navy);margin-bottom:5px}
.guide-callout p:last-child{margin-bottom:0}
.guide-table-scroll{overflow-x:auto;margin:20px 0 14px;background:#fff;border:1px solid var(--line);border-radius:8px}
.guide-table{width:100%;min-width:650px;border-collapse:collapse;font-size:14px}
.guide-table th{background:var(--navy);color:#fff;padding:15px;text-align:left;white-space:nowrap}
.guide-table td{padding:16px 15px;border-top:1px solid var(--line);vertical-align:top;color:#344358;line-height:1.55}
.guide-table tr:nth-child(even) td{background:#fbfbf9}
.guide-table strong{color:var(--navy)}
.guide-small{font-size:13px!important;color:#66768a!important;line-height:1.55!important}
.guide-aside{position:sticky;top:100px;background:#fff;border:1px solid var(--line);border-radius:10px;padding:24px}
.guide-aside h2{font-size:30px;margin-bottom:13px}
.guide-aside a{display:block;padding:10px 0;border-top:1px solid var(--line);font-size:13px;font-weight:700;color:var(--navy)}
.guide-aside a:hover{color:var(--red)}
.guide-cta{background:var(--navy);color:#fff;padding:55px 0}
.guide-cta .wrap{display:flex;justify-content:space-between;align-items:center;gap:30px}
.guide-cta h2{color:#fff;font-size:clamp(34px,4vw,49px);margin-bottom:9px}
.guide-cta p{color:#dbe3ef;max-width:650px}
.guide-footer{background:var(--navy-deep);color:#cbd5e3;padding:24px 0;font-size:12px}
.guide-footer .wrap{display:flex;justify-content:space-between;gap:15px;flex-wrap:wrap}
.guide-footer strong{font-family:'Barlow Condensed',sans-serif;color:#fff;text-transform:uppercase;font-size:19px}
body a:focus-visible{outline:3px solid var(--steel);outline-offset:3px}
@media(max-width:860px){.guide-hero .wrap,.guide-layout{grid-template-columns:1fr;gap:28px}.guide-hero-card{max-width:550px}.guide-aside{position:static}.guide-cta .wrap{align-items:flex-start;flex-direction:column}}
@media(max-width:650px){.guide-hero{padding:50px 0 55px}.guide-hero h1{font-size:48px}.guide-main{padding:44px 0 55px}.nav-cta .nav-phone{display:none}.nav{padding:10px 20px}.brand-text strong{font-size:15px}}